Free Financial Simulators

Assess your situation in just a few clicks and anticipate your needs with complete autonomy.

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Financial Simulation Tools for Smarter Wealth Planning

Semantic World offers a curated selection of online financial simulators designed to help you plan, protect, and optimize your assets. Our free tools allow you to project future retirement income, assess your savings capacity, simulate inheritance taxes, and analyze the impact of inflation on your capital.

These interactive educational tools are built to make personal financial planning more accessible. Whether you’re a young professional, a parent, self-employed, or approaching retirement, our simulators support informed and personalized decision-making.

Developed by Semantic World, a company focused on semantic innovation in the field of personal finance education, these tools reflect our mission: to democratize access to powerful applications that enhance financial literacy on a broad scale.

Take control of your financial future

Our simulators guide you through important financial decisions:

  • 📈 Savings capacity and investment strategy
  • 👨‍👩‍👧‍👦 Protection against life contingencies
  • 🧓 Retirement projections and future needs
  • 🏠 Wealth transfer strategies
Financial planning

Our Simulation Tools

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Monthly Savings

Calculate your savings potential over 10 or 20 years based on your goals.

Run simulation
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Retirement Planning

Estimate your retirement based on income and contribution years.

Coverage level
Simulate my retirement
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Insurance Coverage

Measure the impact of work interruption on your finances.

Assess my coverage
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Estate Planning

Calculate inheritance fees and optimize wealth transfer.

Estimate my rights
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Inflation vs Savings

Analyze inflation's impact on your savings.

Compare yields
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Protection Score

Evaluate your financial security level in 2 minutes.

Test my profile

What Our Users Say

★★★★★

"The retirement simulator opened my eyes to the importance of planning ahead."

Marie D., age 42
★★★★★

"Finally, simple tools to understand my financial situation."

Pierre L., age 35
★★★★☆

"The estate planning simulator helped me avoid unpleasant surprises."

Sophie M., age 58

Frequently Asked Questions

Our simulators provide estimates based on current data. For personalized analysis, consult one of our advisors.

No, all our simulators are accessible without an account.

We use end-to-end encryption and don't store any personally identifiable information without your consent.

“Take back control of your finances.”

📊 Pro Template

ActiveBudget: Simplified Financial Mastery

"Finally an intuitive Excel template! I saved $3,200 in 4 months" - Marie D.

Benefits:
  • Clear visualization of cash flow
  • Automatic alerts
  • Realistic forecasts
Features:
  • 5-minute setup
  • Excel/Sheets compatible
  • Free updates
30-day satisfaction guarantee
Average savings: $400/month
8,300+ users