My Monthly Budget

Housing

$
$

Food

$
$

Transportation

$

Subscriptions

$
$

Income

$
Smart Budgeting Tips
How to Analyze Your Results
  • A budget is balanced when expenses ≤ 90% of income
  • Try not to exceed 35% of income for housing costs
  • Even $50 in monthly savings makes a difference long-term
Money-Saving Strategies
  • Audit your subscriptions (streaming, unused apps)
  • Avoid consumer credit when possible
  • Take advantage of happy hours and student discounts
  • Build an emergency fund (initial goal: $500)

Benchmarks are based on 2023 data for young adults. This calculator helps you visualize your spending.
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