Mortgage Calculator

Estimate your borrowing capacity and monthly payments

Your Financial Situation

Real Estate Project

Understanding Your Real Estate Project

Interpreting Your Borrowing Capacity
  • A debt ratio below 35% of your income is recommended
  • Plan for at least 10% personal contribution to improve your terms
  • The loan term directly impacts the total cost of your project
Tips to Optimize Your Loan
  • Compare multiple bank offers to get the best rate
  • Negotiate application fees and borrower's insurance
  • Budget for additional costs (notary fees, guarantee...)

Simulations are based on average market rates. This calculator provides an initial estimate.

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