Master your finances with our expert tools

Discover innovative semantic solutions for enlightened financial management

Smarter Financial Tools for Everyday and Strategic Decisions

Semantic World provides a robust suite of financial planning tools to help individuals, families, and professionals make better decisions. From budget optimization and debt management to tax and savings simulations, our solutions are designed to be both accessible and powerful.

These include a wide range of free online calculators and simulators — no account needed — as well as ActiveBudget, our premium template for structured and professional-grade financial planning. All tools are developed with a semantic layer that enhances clarity, usability, and precision.

At Semantic World, our mission is to democratize financial intelligence by combining innovation, simplicity, and reliability. Whether you're building your first budget or managing complex assets, our ecosystem is here to guide your journey.

Our Financial Solutions

Tools designed by experts to support you in all your projects

ActiveBudget

Complete personal budget management solution with semantic analysis of your expenses.

  • Automatic tracking
  • Smart forecasts
  • Personalized alerts
Discover

Simulators

Evaluate your financial projects with our advanced simulation tools.

  • Savings and investment
  • Retirement planning
  • Protection and insurance
View simulators

Calculators

Optimize your loans and budgets with our precise calculation tools.

  • Mortgage
  • Debt capacity
  • Monthly budget
View calculators

What our users say

"ActiveBudget revolutionized my financial management. In 3 months, I saved 15% on my regular expenses."

Marie D.
Marie D.
User since 2023

"The retirement simulator allowed me to clearly visualize my needs and adjust my investments accordingly."

Pierre L.
Pierre L.
Professional client
Learn more

Frequently Asked Questions

ActiveBudget is specially designed to establish financial self-discipline through:

An organized structure with interconnected tabs
  • Dashboard: Overview of your financial health
  • Monthly budget: Detailed tracking of income and expenses
  • Goals: Planning for your financial projects
  • Analyses: Personalized charts and trends

All tabs sync automatically for perfect consistency.

💡 Did you know? ActiveBudget can add a layer of semantic intelligence with ready-to-use templates and automated recommendations.

Our simulators use algorithms based on real economic data and advanced actuarial models:

  • Savings simulator: Projection of your capital growth with different return rates
  • Retirement simulator: Estimation of your financial needs according to your desired lifestyle
  • Loan simulator: Calculation of monthly payments and total credit cost

Underlying technology: Our semantic engine analyzes your parameters to generate personalized projections with different scenarios.

Our calculators cover all common financial needs:

Main calculators:

  • Mortgage: Borrowing capacity, amortization schedule, impact of rates
  • Debt: Calculation of your debt ratio and recommended thresholds
  • Budget: Breakdown of your expenses, flexibility margin

Advanced features:

  • Comparison between multiple scenarios
  • Time projection with inflation
  • Export of results for in-depth analysis

All our calculators automatically update with the latest tax rules in effect.

Ready to take control of your finances?

ActiveBudget guides you step by step towards better money management.

Offer valid until